Drowning in Debt? Get Help Today—No Obligation, No Pressure.
Discover How Everyday Americans Wiped Out Debt With Scrubmydebt
Simplify.
Consolidate.
Thrive.
Instant debt relief solutions for a clean path forward.
Helping Americans Escape the Burden of Crippling Debt
Our service is free
Won't impact credit score
Debt-free in 12-48 months
Here's how it works:
Scrubmydebt connects consumers with top-rated financial service partners, offering smart debt consolidation, payment relief, and resolution solutions across a diverse range of financial products.
Important Disclaimer:
The operator of this website and its partners are not engaged in debt relief, debt collection, lending, or acting as creditors. We do not guarantee specific debt settlements, percentage reductions, or timelines, nor do we promise clients will achieve 'debt-free' status within a defined period. Scrubmydebt.com does not assume debt obligations, make creditor payments, or offer tax, bankruptcy, accounting, legal advice, or credit repair services. This website collects personal information provided by you and uses that information to connect you to a third party debt specialists, lenders and non-lenders in our network. Your information may be shared with non-lenders or other intermediary service providers to help connect you with a debt specialist or lender. This website provides its services to you free of charge but may receive payment from debt specialists, lenders and non-lenders for referring a lead to them.
Debt Solutions Disclaimer:
Please note that all calls may be recorded or monitored for quality assurance and training purposes. By submitting your information on this website, you agree to be contacted by a debt specialist in Scrubmydebt’s network via phone call, text message, and/or email. Each debt specialist partner will provide a proposal for debt negotiation services and may charge a fee for their service. Results may vary based on ability to save funds, complete all program terms and willingness of creditors to renegotiate. Debt settlement is a negotiation process and therefore it is not possible to predict exact savings. Anyone considering bankruptcy should contact a bankruptcy attorney. Scrubmydebt does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact of credit rating. The use of debt settlement services can adversely impact your creditworthiness for a period of time, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interests. This service is not available in all states.
Consumer Loan Disclaimer
You may not qualify with any lender or financial institution for any loan amount, or you may qualify with a lender or financial institution for an amount that is much lower than what you are seeking. If you do not qualify for a debt relief solution, we may present you with different financial solutions that may be of interest to you. If you are connected with a lender, make sure to check the terms of your loan agreement and make a determination of whether or not you can afford the payments before signing. Lenders may perform credit checks through any credit reporting bureau and may also verify the information that you provide on our website. We strongly encourage you to reject any offer that is not within your financial means. Short-term, small-dollar loans are not a long-term solution to financial hardship. You may also consider seeking professional advice regarding your financial circumstances and alternatives to loan products. Lenders that participate in the services provided by this website do not offer loans in every state. If you are from a state that the lenders do not service, you will not be connected to a lender. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law.
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Step 1:
Fill Out The Quick Form
Our service links you with top-rated partners for smart debt solutions, including consolidation, payment relief, and resolution options tailored to your needs.
Your credit score will NOT be impacted
We Understand How Devastating Debt Can Be
You're not alone. Over 2 million Americans have $50k+ in credit card debt.
We believe debt should be easily repayable, not something that keeps you stuck in life. Because lets be real, life happens, and it's expensive.
Credit card companies want to keep you in debt so you pay more in the long run. It can feel impossible to get out of, and most people feel that there's no other option than continuing to drown in debt.
But there's another way. There are options available from our trusted lenders that don't use predatory interest rates like credit card companies do.
Imagine what life could be like with one affordable, low-interest payment. Take a look at your options and see how we can help:
Step 2:
See Your Choices
Discover how much you could save by rolling your debts into one simple lower monthly payment.
Step 3:
Payoff Debt In 12-48 Months
Break free from the cycle of crushing debt. If you're stuck spinning your wheels, Scrub My Debt is here to help.
No cost for our service
Zero obligation
Pay off debt faster
Personalized options
Crystal Van Horn
Between rising bills and unexpected expenses, I was in over my head. Scrubmydebt made it easy—they explained everything clearly from the start and didn’t waste time getting results. The stress is finally starting to lift. If you’re overwhelmed by today’s economy, this program could change your life like it did mine.
Rose Safai
They matched me with a solution provider who negotiated directly with my creditors and secured settlements I never thought possible. The team was incredibly understanding, and when I hit a rough patch after a round of layoffs, they helped adjust my payment plan. I’ve already told my coworkers and family—they’re the real deal!
Kendra Shaffer
I was overwhelmed—rising prices, reduced income, and no clear way out of debt. I found Scrubmydebt and took a chance. They paired me with a provider that made things manageable again. Lower payments, active settlements, and finally seeing my credit rebound. It’s the relief I desperately needed.
You could settle your debt for half of what you owe
Get your free debt analysis to instantly view the best debt consolidation & resolution plans for you.
Your debt analysis is free and will not affect your credit score
No upfront cost
No fees until your debt is settled
Debt-free in as little as 12-48 months
Discover how much you can save by consolidating into one low monthly payment.
Will not impact your credit score
Checking for options will not impact your credit score.
Simplify.
Consolidate.
Thrive.
Instant debt relief solutions for a clean path forward.
